Capitec Bank Credit Card


Capitec Bank has launched its new product the Capitec Bank Credit Card where you earn the highest interest on a positive balance from 5.35% per year.

What does the Capitec Bank Credit Card offer

  • Access to all your accounts
  • Up to 55 days interest-free
  • Personalised credit based on your profile and affordability
  • Secure online purchases with ​MasterCard® SecureCode
  • Do cashless payments (zero fees worldwide at card machines, online and for telephone and mail orders
  • No currency conversion fees for international payments
  • Its also offer a Credit life insurance is available if you don’t have your own.

Rates and fees

  • Initiation fee: R100
  • Monthly fee: R50
  • Interest rate: 15% – 21% (based on your credit profile)

How to apply

To apply for Capitec Credit Card, visit a Capitec Bank branch with these documents:

  • Original identification document (must be 18 years or older)
  • Original proof of residential address (e.g. municipal rates and taxes account in your name with your street address, not older than 3 months)
  • Latest salary slip
  • Bank statement showing your latest 3 salary deposits


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